Extra Protection
Umbrella Insurance
One serious accident or lawsuit can go well beyond what your home, auto, or farm liability limits cover. Umbrella insurance adds another layer of liability protection on top of those policies, often for less than you'd expect.
Local agents in Farmersville & Raymond, IL · Serving Montgomery, Macoupin, Christian, and Sangamon Counties in Central Illinois.
Why choose us for Umbrella Insurance?
Independent agency comparing multiple trusted carriers
Local agents you can talk to
Claims support when you need it most
Proudly serving Central Illinois since 1978
What it can cover
- Extra liability coverage beyond your auto, home, or farm policy limits
- Protection against major lawsuits and judgments
- Coverage for incidents on your property, like a guest’s injury or a dog bite
- Broader liability protection that follows you, not just your property
Who it's for
Homeowners, drivers, and farm operations who want an added layer of protection beyond their existing policy limits, especially anyone with significant assets or higher liability exposure.
Umbrella coverage sits on top of auto, home, or farm liability coverage you already carry with us, so it's easy to add once we know what you have in place.
Ready to Protect What Matters Most?
Get a quote today or speak with a local agent.
Marla Hitchings
Co-Owner, Agent